A Look At Thailand’s Health Insurance

Thailand is considered by many as a tropical paradise, attracting a great number of people from across the world.So there’s a lot of things to see there, and a lot places to visit. Whoever you are, if you’re staying or heading for the country, you’ll want to be prepared for the worst, which is where health insurance comes in.

If you’re trying to find the best health insurance in Thailand for you, here is some info you might find useful.

Thailand’s Healthcare System

Thailand’s Department of Medical Services at the Ministry of Public Health is the one that funds public health services in the country, including government hospitals. Whilst Thailand’s public facilities are good, and, while they have four times as many beds as the private sector, they can be overcrowded at times. The people who work in Thailand are covered in public hospitals through social security.

If you’re looking for the best health insurance in Thailand, private is an option. Private insurance grants access to both public and private hospitals, the latter of which are known for their world-class care, with one of the world’s top 10 hospitals; Bumrungrad International in the city.

Who needs insurance, who gets it, and how much do they get?

If you work in Thailand, you’re covered. The country’s laws require every employee contribute 5% of their income into social security, which help cover the public healthcare network. For those that don’t have employee in the country, they’ll have to pay for private insurance or with money out-of-pocket.

If I’m uncovered, then what??

Nothing, actually. Thailand’s laws have no penalties on how long someone can go without health insurance in the country, but, all the same, anyone with good sense will want to have health insurance.

How much will it cost to cover me?

In Thailand, the average cost of private health insurance varies wildly based on the criteria the companies set. It depends on your age, the plan you want, whether local, international, basic coverage, and the like.

How to sign up for medical insurance?

If you’re working in Thailand, the social security office can help you with getting the best health insurance in Thailand for you, while for those that want private insurance, the providers are the one to approach. Local Thai banks can also help with insurance, but, regardless of who you’ll approach be ready to give info on your medical history.